Emi Calculator

Knowing your Home Loan EMIs can help you to plan your property buying process.
Calculate it using this simple EMI Calculator.

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0
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50L
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100L
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150L
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200L
%
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5
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7.5
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10
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12.5
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15
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17.5
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20
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0
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5
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10
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15
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20
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25
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30

Loan EMI

49,919

Total Interest Payable

69,80,559

Total Payment (Principal + Interest)

1,19,80,559

Created with Highcharts 4.0.1 Break-up of Total Payment 41.7% 58.3% Principal Loan Amount Total Interest
Created with Highcharts 4.0.1 EMI Payment / year Balance Principal Interest Balance 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 ₹ 0 ₹ 2,00,000 ₹ 4,00,000 ₹ 6,00,000 ₹ 8,00,000 ₹ 10,00,000 ₹ 12,00,000 ₹ 0 ₹ 10,00,000 ₹ 20,00,000 ₹ 30,00,000 ₹ 40,00,000 ₹ 50,00,000 ₹ 60,00,000
Year Principal Interest Balance
2023 ₹ 31,390 ₹ 2,18,205 ₹ 49,68,610
2024 ₹ 81,156 ₹ 5,17,872 ₹ 48,87,455
2025 ₹ 90,099 ₹ 5,08,929 ₹ 47,97,355
2026 ₹ 1,00,029 ₹ 4,98,999 ₹ 46,97,327
2027 ₹ 1,11,052 ₹ 4,87,976 ₹ 45,86,275
2028 ₹ 1,23,290 ₹ 4,75,737 ₹ 44,62,984
2029 ₹ 1,36,878 ₹ 4,62,150 ₹ 43,26,107
2030 ₹ 1,51,962 ₹ 4,47,066 ₹ 41,74,145
2031 ₹ 1,68,709 ₹ 4,30,319 ₹ 40,05,436
2032 ₹ 1,87,301 ₹ 4,11,727 ₹ 38,18,135
2033 ₹ 2,07,942 ₹ 3,91,086 ₹ 36,10,193
2034 ₹ 2,30,858 ₹ 3,68,170 ₹ 33,79,335
2035 ₹ 2,56,299 ₹ 3,42,729 ₹ 31,23,036
2036 ₹ 2,84,544 ₹ 3,14,483 ₹ 28,38,491
2037 ₹ 3,15,902 ₹ 2,83,126 ₹ 25,22,589
2038 ₹ 3,50,716 ₹ 2,48,312 ₹ 21,71,873
2039 ₹ 3,89,366 ₹ 2,09,662 ₹ 17,82,507
2040 ₹ 4,32,275 ₹ 1,66,753 ₹ 13,50,232
2041 ₹ 4,79,914 ₹ 1,19,114 ₹ 8,70,319
2042 ₹ 5,32,802 ₹ 66,226 ₹ 3,37,517
2043 ₹ 3,37,517 ₹ 11,916 ₹ 0

How to use EMI calculator?

With colourful charts and instant results, our EMI calculator is easy to use, intuitive to understand and is quick to perform. You can calculate EMI for home loan, car loan, personal loan, education loan or any other fully amortizing loan using this calculator.

Enter the following information in the EMI calculator:

  • Principal loan amount you wish to avail (rupees)
  • Loan term (months or years)
  • Rate of interest (percentage)
  • EMI in advance OR EMI in arrears (for car loan only)

Use the slider to adjust the values in the EMI calculator form. If you need to enter more precise values, you can type the values directly in the relevant boxes provided above. As soon as the values are changed using the slider (or hit the ‘tab’ key after entering the values directly in the input fields), EMI calculator will re-calculate your monthly payment (EMI) amount.

A pie chart depicting the break-up of total payment (i.e., total principal vs. total interest payable) is also displayed. It displays the percentage of total interest versus principal amount in the sum total of all payments made against the loan. The payment schedule table showing payments made every month / year for the entire loan duration is displayed along with a chart showing interest and principal components paid each year. A portion of each payment is for the interest while the remaining amount is applied towards the principal balance. During initial loan period, a large portion of each payment is devoted to interest. With passage of time, larger portions pay down the principal. The payment schedule also shows the intermediate outstanding balance for each year which will be carried over to the next year.

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