WE BUILD
HAPPINESS
& PROSPERITY

Building Prosperous Communities In Residential And Commercial Spaces

At Constera Realty, we are passionate about building high-quality residential and commercial properties with a focus on sustainability, innovation, and exceptional customer service. Founded in 2018, we leverage our team's over two decades of experience to exceed expectations by delivering the finest products and services.

We are committed to transparency throughout the building process, utilizing sustainable materials and environmentally friendly practices whenever possible. Our team of highly skilled professionals is dedicated to constant innovation, maximizing value for our customers.

Our goal is to be a customer-focused company, consistently striving to develop landmarks that elevate the cityscape and leave a positive impact on the lives of our customers.

OUR TEAM COLLECTIVELY HAS

Years of Experience

Mn. Sq. Ft. Delivered

Total Projects Completed

Mn. Sq. Ft. Area Under Development

RESIDENTIAL PROJECT

COMMERCIAL PROJECT

Happy Customers

FAQ's

  • Who is a non-resident Indian and can NRI buy property in India?

    A Non-Resident Indian (NRI) is an Indian citizen who resides outside India for employment, carrying on business or vocation outside India, or any other purpose that indicates an intention to stay outside India for an uncertain period. Yes, NRIs can buy residential and commercial properties in India. However, they are not permitted to purchase agricultural land, plantation property, or farmhouses.

  • I intend to co-own the property with my brother, sister, father, mother. Will I be eligible for a loan?

    Yes, you can co-own property with relatives such as siblings, parents, or spouses. And you can also be eligible for a home loan in India to finance the purchase of the property, provided you meet the lending bank’s criteria

  • What are the benefits of taking a home loan for Section 24 and Section 88 of the Income Tax Act?

    Section 24: Interest paid on a home loan is eligible for deduction up to INR 2,00,000 per annum for self-occupied property.

    Section 88: Principal repayment of the home loan qualifies for a deduction under Section 80C up to INR 1,50,000 per annum.

  • Are there Any Tax Benefits for Non-Resident Indians buying properties?

    Yes, NRIs are entitled to the same tax benefits as resident Indians. They can claim deductions for interest paid on home loans under Section 24 and principal repayments under Section 80C of the Income Tax Act.

  • How Much Tax Rebate Is Available on a Home Loan?

    Interest on Home Loan (Section 24): Deduction up to INR 2,00,000 per annum for self-occupied property.Principal Repayment (Section 80C): Deduction up to INR 1,50,000 per annum.

  • Are There Any Specific Home Loan Schemes or Subsidies Available for First-Time Homebuyers in Gujarat?

    While there are no specific schemes exclusive to Gujarat, first-time homebuyers in India can benefit from the Pradhan Mantri Awas Yojana (PMAY), which offers interest subsidies based on the borrower’s income category.

  • What Is the Process for Claiming Tax Rebates Under Section 80C and Section 24(b) for Home Loans in Gujarat?

    Section 80C: Submit the home loan principal repayment certificate to your employer or include it in your income tax returns.

    Section 24(b): Submit the home loan interest certificate to your employer or include it in your income tax returns.Ensure all loan-related documents and property papers are in order and accessible for verification.

  • Are There Any Special Loan Schemes or Lower Interest Rates for Women Homebuyers or Senior Citizens in Gujarat?

    Yes, some banks and financial institutions offer lower interest rates or special schemes for women homebuyers. Senior citizens might also get preferential rates or benefits under specific schemes. It is advisable to check with individual banks for the latest offers and eligibility criteria.

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